[BulletProofYogi]

https://www.dawn.com/news/1138799

Published October 18, 2014

One of the seven men behind tech giant Apple’s latest innovation — Apple Pay — is a Pakistani named Ahmer Ali Khan who hails from Rawalpindi, Newsweek Pakistan said in a report published earlier this month.

Khan, 38, had moved to Silicon Valley in 2002 after graduating from the Ghulam Ishaq Khan Institute of Engineering Sciences and Technology and now lives in Milpitas, California, with his wife and two children, said the report.

The patent for Apple Pay, which was unveiled to the world by Apple CEO Tim Cook on September 9, was filed by Khan and six other co-inventors in February. It is due to launch on October 20.

It “will forever change the way all of us buy things”, Cook had said at the launch of iPhone 6 and iPhone 6 Plus, where he also demoed Apply Pay.


The company introduced Apple Pay to let people use iPhone 6, Apple Watch or iPad as a wallet to pay in stores and apps in “an easy, secure and private way”.

Apple Pay

Apple Pay is a mobile payment service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web. It is supported on iPhone, Apple Watch, iPad, Mac, and Vision Pro. It digitizes and can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal. It does not require Apple Pay–specific contactless payment terminals; it can work with any merchant that accepts contactless payments.[1] It adds two-factor authentication via Touch ID, Face ID, Optic ID, PIN, or passcode. Devices wirelessly communicate with point of sale systems using near field communication (NFC), with an embedded secure element (eSE) to securely store payment data and perform cryptographic functions, and Apple's Touch ID and Face ID for biometric authentication.

Apple Pay can also be used to ride some public transport networks[2] either through the use of credit/debit cards (open loop) (for example across TfL in London, SL in Stockholm, and at OMNY readers across New York City's subway and bus network) or dedicated travel cards such as JR East's Suica, the Chicago Transit Authority's Ventra, the San Francisco Bay Area's Clipper (closed loop) and Hong Kong's Octopus Card.

https://www.apple.com/apple-pay